The Colorado Limited Lines Credit Insurance license

Section 10-2-407(1)(g), C.R.S. makes limited lines credit insurance a line of authority, and 10-2-103(7.5) is unusually generous about what it covers: credit life, credit disability, credit property, credit unemployment, involuntary unemployment, mortgage life, mortgage guaranty, mortgage disability, guaranteed automobile protection insurance, and anything else written with an extension of credit that the commissioner designates. Pearson VUE examines it as Credit, exam code 30, thirty scoreable questions in three-quarters of an hour, five of them on the general licensing law and twenty-five on article 10 and Regulation 4-9-2. Colorado requires no prelicensing course for this line. Section 10-2-201(1)(a), C.R.S. reaches only an applicant for "life, sickness and accident, or property and casualty lines", Regulation 1-2-5 section 7 sizes its fifty hours for "one of the five major lines of authority: life, accident & health or sickness, property, casualty, or personal lines", and the candidate handbook prints the same five under the heading "PRE-LICENSE TRAINING IS REQUIRED FOR THE FOLLOWING COLORADO LINES OF AUTHORITY". There is a course here and it belongs to the insurer rather than the applicant: section 10-2-404(4) requires each insurer that writes limited line credit insurance to provide a program of instruction to every individual whose duties will include selling it, and says that program "may be approved" by the commissioner. Permissive approval, no hour count, no subjects and no published list.

Read at pearsonvue.com on 2026-08-20

Section 10-2-403(1)(a), C.R.S. exempts an applicant previously licensed for the same lines of authority "in this state or another state" from both prelicensing education and the examination. The currently-licensed, twelve-month and good-standing conditions that follow are introduced with "This exemption is only available to a nonresident applicant if", so they bind a nonresident and the statute puts no clock on a resident. Pearson VUE states the same waiver more narrowly in the candidate handbook, at ninety days rather than twelve months, and asks for a Letter of Clearance from the previous resident state where the National Producer Database cannot verify the license. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

Read at olls.info on 2026-08-20

Section 10-2-403(1)(b.5), C.R.S. Neither prelicensing education nor an examination for a line already held, and the ninety days run from establishing residence rather than from the application. The subsection reserves the commissioner's power to say otherwise by regulation. Cited to the Colorado Revised Statutes 2026, which the Office of Legislative Legal Services publishes as one HTML file per title with no per-section address, so the section is named here rather than linked.

Read at olls.info on 2026-08-20