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The Arkansas Service Contract Provider license

Service Contract Provider

Sells the extended warranty on a car, an appliance or a house. Arkansas registers it rather than licensing it, on a law that sits in the trade chapter rather than in the insurance code, and whose own numbering the Department gets wrong twice on one page.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Register, with a provider bond

    No state exam for this license

    • The provider bond on the Department's form, or one of the other ways of meeting the financial requirement that the 2009 Act restored

    The Department publishes an original registration form, a renewal form due on or before 1 October each year and a provider bond form, and Rule 57 Section 14 charges $50 to file a change to the registration. There is no course and no examination. The law it rests on is not in the insurance code at all: it is the Service Contracts Act in title 4, the trade chapter, and it applies to service contracts issued on or after 1 October 2007. The Department's own page cites it three ways on one screen, twice as "A.C.A. 4-114-102" and "Ark. Code Ann. 4-114-101, et seq." and once, correctly, as "Arkansas Code Annotated 4-112-101, et seq."; Rule 57 Section 14 cites 4-114-104(c)(1). The page also records that a 2009 act had to be passed to fix a codification error in the 2007 one, which "allows a service contract provider to meet the financial requirements for doing business in Arkansas by only placing a minimum of $25,000 on deposit", and restored the three ways the Act was meant to offer. Six kinds of arrangement are outside the scheme, including a manufacturer's warranty, a scheduled maintenance agreement, a motor vehicle service contract under a different chapter, and mechanical breakdown insurance, which is a policy rather than a contract.

    Read at the Department on 2026-08-20

Arkansas asks a service contract provider for a bond and a registration form rather than for anything taught, and gives no examination for it. No national seller offers an Arkansas product for it.