Insurance License Hub

The Arkansas Rental Company Limited License

Rental Company Limited License

Lets a car rental company sell five kinds of cover at the counter for $35 a year. The counter staff need no license of their own and the company has to train them.

Course

None

This license has no pre-licensing course route.

Ways in

1

There is no state exam for this license.

Exam

n/a

Not required on any of the routes below.

Every way to qualify

  1. Route 1 Apply as the company, on a notarized form

    No state exam for this license

    • A training program giving every employee who will sell basic instruction about the kinds of coverage the limited license authorizes, which Rule 14 Section 11 puts on the company rather than on any individual

    Rule 14 Section 6 sets the fee at $35 a year for resident and non-resident rental companies alike, renewing on the anniversary of licensure, and the Department's own instructions say the check must be a company check, money order or cashier's check rather than a temporary one and that the notarized application must reach it within thirty days of the notary date. Section 10 is what the license buys: it "shall also authorize any employee of the limited licensee to act individually on behalf, and under the supervision of the limited licensee", so the counter staff hold nothing. Five categories may be sold, personal accident, liability including uninsured and underinsured motorist cover at the company's option, personal effects, roadside assistance and emergency sickness programs, and any other travel or auto-related cover incidental to the rental. The rental period may not exceed ninety consecutive days, and Section 12 says the premiums need not be held in a fiduciary capacity provided the charge is itemized and ancillary, while forbidding the sale of insurance not tied to a rental.

    Read at portal.insurance.arkansas.gov on 2026-08-20

Arkansas gives no rental company examination and approves no rental company course, and the only teaching in the scheme is the training Rule 14 Section 11 makes the licensee give its own employees, so the person taught is not the person applying. No national seller offers an Arkansas product for it.