Insurance License Hub

The Arkansas Limited Adjuster license

Limited Adjuster

Adjusts claims for the self-insured employer that sponsors the license, and Arkansas says in a section heading that nobody has to hold it. Part of what it is for is getting licensed somewhere else.

Course

None

This license has no pre-licensing course route.

Ways in

1

It requires the state exam.

Exam

Varies

Priced per paper. The prices are below.

Every way to qualify

  1. Route 1 Be sponsored by the self-insured employer you work for, and pass the paper

    State exam required

    A sponsoring self-insured employer

    • Sponsorship by the self-insured or self-funded entity the applicant works for, evidenced by a letter confirming active full-time employment, under Rule 68 Section 4.A(1); an independent contractor for the same sponsor is not eligible, and eligibility ends the day the employment does

    and schooling

    • A high school diploma or a General Education Diploma, which Rule 68 Section 4.A(5) asks for and which no other Arkansas adjuster license does

    Rule 68 heads its qualifying section "LICENSE AVAILABLE AND OPTIONAL BUT NOT REQUIRED" and says in Section 1 that the Department does not construe it as mandatory for self-insured claims work, nor intends that self-insured entities make their employees hold it. It then gives the reason it exists at all: "The purpose includes the availability of an Arkansas license for applicants who need it as a prerequisite for their application for similar licensure in other states."The applicant must be a high school graduate or hold a GED, be of legal age, be a resident here or of a state that reciprocates, and sit an examination the Commissioner picks from the property, casualty, workers' compensation, life or disability papers according to what they will actually adjust, with an eight-week wait after two failures. Rule 68 Section 4.A(7) exempts the license from Rule 31 and Rule 50 by name, so it carries neither pre-licensing hours nor continuing education, which no other Arkansas adjuster license can say. The term is one year, renewing on the licensee's birthday with the $35 administrative and regulatory fee, and the renewal has to carry fresh evidence from the employer that the licensee is still full time. Section 6 makes the limited adjuster license and the third party administrator registration mutually exclusive: neither holder may be required to hold the other.

    Read at portal.insurance.arkansas.gov on 2026-08-20

Rule 68 Section 4.A(7) says the applicant "shall not be required to obtain pre-licensure education hours under Ark. Code Ann. Sections 23-64-202 and 203 or Department Rule and Regulation 31", so there is no course to approve and the register has no group this could sit in. No national seller sells a product named for it. What the examination is depends on what the Commissioner decides the applicant will be adjusting, so a reader sitting the property paper will find the courses on the Property Adjuster page.