The Arkansas Accident and Health or Sickness license
Accident and Health or Sickness
Sells accident, health and sickness cover in Arkansas.
Course
20 hrs
The shortest single course route.
Ways in
3
2 of them skip the state exam.
Exam
Varies
Priced per paper. The prices are below.
Every way to qualify
More than one route leads to this license, and which one you take changes what you study and whether you sit the exam. They are listed in full because the course is only the first of them.
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Route 1 Take the 20-hour course
State exam required
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20 hours of pre-licensing education for the Accident and Health or Sickness line, approved by the Department , completed within 2 years
Twenty hours is a minimum, and Rule 31 spends most of its length prescribing what has to be inside them, down to the half hour: an hour of introduction, five hours of state insurance laws and rules, then policy provisions, disability income, medical expense, Medicare supplement, long term care, Social Security and Medicare, group insurance and health maintenance organizations, and an hour of ethics. The syllabus is the requirement as much as the total is. Two portions carry across rather than being repeated: an applicant who completed the five hours of state insurance laws and rules, or the hour of ethics, within two years of filing is exempt from that portion again, which Rule 31 section 5(b) attributes to Ark. Code Ann. section 23-64-202. The whole course has to be finished no more than two years before the licensing examination, and the provider's certificate has to be presented to the examination vendor on the day: a candidate who arrives without it is not allowed to sit and has to reschedule.
Read at portal.insurance.arkansas.gov on 2026-08-15
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Route 2 Hold this line in another state now, or have held it in the last 90 days
Exempt from the state exam
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90 days of the cancellation of another state's license for the Accident and Health or Sickness line, or hold it there now, with that state certifying good standing at cancellation or the NAIC producer database showing it
Ark. Code Ann. 23-64-509(a): an applicant previously licensed for the same lines of authority in another state "shall not be required to complete any prelicensing education or examination". Either limb works and the first has no clock: currently licensed there, or applying within ninety days of cancellation. Read at the act that enacted it, Act 580 of 2001, because Arkansas publishes its Code only through a commercial viewer with no per-section URL. Rule 31, effective 2022, restates the same exemption in its section 3(b)(3), which is what says the provision is still doing work; no search was made for an amendment between the two.
Read at arkleg.state.ar.us on 2026-08-16
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Route 3 Move to Arkansas holding this line in your old home state
Exempt from the state exam
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90 days of establishing legal residence in Arkansas, having held the Accident and Health or Sickness line as a licensed producer or adjuster in the previous state
Ark. Code Ann. 23-64-509(b) for producers, and Rule 31 section 3(b)(3) says the same thing for adjusters as well: somebody licensed and in good standing elsewhere under the Producer Licensing Model Act who moves here, establishes residency and then applies is outside Rule 31 altogether. Neither the education nor the examination is required for a line already held, and the ninety days run from establishing residence. Read at the act that enacted it, Act 580 of 2001, because Arkansas publishes its Code only through a commercial viewer with no per-section URL. Rule 31, effective 2022, restates the same exemption in its section 3(b)(3), which is what says the provision is still doing work; no search was made for an amendment between the two.
Read at arkleg.state.ar.us on 2026-08-16
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Courses
This is the part you buy. All 5 of the courses sold for this license satisfy the requirement above. Each seller opens to what it holds and what each package costs.
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A.D. Banker & Company
Meets the requirement: take the 20-hour course.
$169.95 to $296.85
See 6 options Hide ▾Listed as "A.D. Banker & Company" holding course 202323, "ACCIDENT, HEALTH AND SICKNESS - ONLINE COURSE", in the Pre-Licensing Accident and Health Only group at 20 hours
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AR Life & Health, SILVER
Online Course read 2026-08-22
$169.95
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AR Health, SILVER
Online Course read 2026-08-22
$169.95
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AR Life & Health, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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AR Health, GOLD
Online Course · Flash Cards read 2026-08-22
$196.90
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AR Life & Health, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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AR Health, PLATINUM
Online Course · Flash Cards · Web Class Subscription read 2026-08-22
$296.85
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ExamFX
Meets the requirement: take the 20-hour course.
$169.95 to $299.95
See 6 options Hide ▾Listed as "ExamFX" holding course 202401, "ACCIDENT, HEALTH, AND SICKNESS - ONLINE COURSE", in the Pre-Licensing Accident and Health Only group at 20 hours
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Arkansas Health - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
- Arkansas Life and Health Bundle - Self-Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support read 2026-08-22
$169.95
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Arkansas Health - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
- Arkansas Life and Health Bundle - Video Study Package
60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$219.95
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Arkansas Health - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
- Arkansas Life and Health Bundle - Live Online Study Package
Live Online Webinar · Note-Taking Notebook · 60 Days Course Access · Interactive Learning Portal · Online Exam Simulations · Readiness Exam · Instructor & Technical Support · On-Demand Video Lectures · Online Flashcards read 2026-08-22
$299.95
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Kaplan Financial Education
Meets the requirement: take the 20-hour course.
$349.00
See 2 options Hide ▾Listed as "Kaplan Financial Education" holding two courses in the Pre-Licensing Accident and Health Only group, each at 20 hours: 203309 online and 201527 in a Classroom
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Career Launcher Package (AR - Life & Health)
$349.00
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Career Launcher Package (AR - Health Only)
$349.00
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WebCE
Meets the requirement: take the 20-hour course.
$109.95 to $159.95
See 4 options Hide ▾Listed as "WebCE, Inc." holding two courses in the Pre-Licensing Accident and Health Only group, each at 20 hours: 6000038326, "AR HEALTH ONLINE COURSE", and 202511, "ACCIDENT HEALTH & SICKNESS ON LINE COURSE"
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AR Health Online Complete Package
$109.95
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AR Life and Health Online Complete Package
$109.95
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AR Health Online Plus Complete Package
$159.95
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AR Life and Health Online Plus Complete Package
$159.95
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XCEL Solutions
Meets the requirement: take the 20-hour course.
$199.00 to $299.00
See 4 options Hide ▾Listed as "XCEL Solutions LLC" holding two courses in the Pre-Licensing Accident and Health Only group, each at 20 hours: 202413 online and 201706 in a Classroom
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Arkansas Health Pre-licensing (English, Online Self-Paced)
$199.00
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Arkansas | Salud | Curso Educativo - Health Pre-licensing (Spanish, Online Self-Paced)
$199.00
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Arkansas Life and Health Pre-licensing
$199.00
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Arkansas Life and Health Pre-licensing Premier
$299.00
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